One of the most important expenditures the average family should make is life insurance. It is also one of the most misunderstood. It is absolutely critical that you make the right decision about the kind and amount of life insurance to buy. In fact, the wisdom of your life insurance purchase could make a major difference in your family's security, should you die, and your quality of life if you don't.
Between work, kids, home, parents - and all the other responsibilities of the day, it's easy to ignore other important things. Life insurance can be one of those "when I get around to it" issues for a lot of families.
Are you flirting with disaster? Statistics say a lot of families are on the edge of catastrophic financial disaster. Especially when you consider that while about six in 10 Americans say they own life insurance, nearly half of them may have insufficient coverage to cover the financial needs of their family upon their death.
What's disturbing is that there is no need for loved ones to be at financial risk. The vast majority of families can have quality life insurance. This includes you!
Term Insurance. Term is the only type of life insurance we offer to families. We believe it's really the only type of insurance that will allow working families to buy enough to cover their needs. While everyone's needs will vary by family and even over time, a good rule of thumb is that you'll need five to 10 times your annual income. The good news is you can do that with the term life insurance we offer. Take action and get on it right now! Contact me.